Countries
Is N26 available in Spain?
Availability, requirements and what to expect when using N26 as a resident of Spain.
Independent guide — not affiliated with, or endorsed by, N26.
Yes — N26 is available to residents of Spain. Accounts for Spanish residents come with a Spanish IBAN and a Mastercard debit card.
What you get in Spain
- A mobile current account with a Spanish IBAN
- A Mastercard debit card (physical and virtual)
- Spending insights and instant notifications
- Sub-accounts (Spaces) to organise your money
Who can open an account
You generally need to be 18 or older, resident in Spain, and able to verify your identity with a valid ID. Tax residency details are required during sign-up.
Plans
N26 offers a free standard account and paid plans with additional features. Plan availability and pricing can change, so confirm current details on the official N26 website.
See the N26 in Spain country page for a full breakdown.
FAQ
Do I get a Spanish IBAN?
Yes, accounts for Spanish residents come with a Spanish IBAN.
Sources
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