Promotions

How N26 referrals work

A clear explanation of how N26 invitation links and referral promotions work, including eligibility and timing.

By N26 Guide EditorialPublished Aug 15, 2026Updated Oct 26, 2026

Independent guide — not affiliated with, or endorsed by, N26.

N26 sometimes runs referral promotions where an existing customer can invite someone to open an account. If the invited person meets the conditions of the current offer, they may receive a bonus.

How invitations work

  1. An existing N26 customer shares their personal invitation link.
  2. The invited person uses that link when opening their account.
  3. If the conditions of the current offer are met, a bonus may be paid.

Eligibility and amounts vary

Promotional amounts, eligibility and conditions can vary by country, account type and the current N26 offer. There is no universal guaranteed reward.

Important: Always check the applicable terms before signing up. Promotions can change or end without notice.

When is a bonus paid?

If a referral promotion applies, the bonus is typically paid after the invited person completes the required conditions. Timing depends on the specific offer.

FAQ

Is the €15 reward always available?

No. Promotional amounts and eligibility vary by country, account type and current offer.

Can I use any referral link?

Use a personal invitation link you have received from someone you know.

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Use our N26 referral invitation & get €15

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