N26 Sweden

Available · Swedish / English

Last reviewed: October 26, 2026

N26 is available to residents of Sweden, offering a mobile bank account with a Mastercard debit card.

Independent guide — not affiliated with, or endorsed by, N26.

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Who can open an account

Adults (18+) living in Sweden with a valid ID/passport and a smartphone. Identity and tax residency are verified during onboarding.

Documents you may need

  • Valid ID or passport
  • Swedish residential address and tax details
  • A smartphone with the N26 app

Local details

IBAN country
SE
Support language
Swedish / English
Local fee note
Free SEPA; ATM fees depend on plan.

Available plans & features

N26 Standard

€0 / month

Core account and virtual card.

N26 Smart

€4.90 / month

Sub-accounts and insights.

N26 You

€9.90 / month

Travel insurance and worldwide withdrawals.

N26 Metal

€16.90 / month

Premium metal card and perks.

Pricing may change over time. Always confirm current fees on the official N26 website.

How to open an account

  1. 1.Open the N26 app or website.
  2. 2.Complete the registration form.
  3. 3.Verify your identity using your ID.
  4. 4.Get your IBAN and virtual card.

FAQ

Is N26 available in Sweden?

Yes, N26 offers accounts to residents of Sweden.

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