N26 Italy

Available · Italian / English

Last reviewed: October 26, 2026

N26 is available to residents of Italy, offering a mobile bank account with an Italian IBAN and a Mastercard debit card.

Independent guide — not affiliated with, or endorsed by, N26.

This is a referral link — we may earn a bonus if you sign up.

Who can open an account

Adults (18+) living in Italy with a valid ID/passport and a smartphone. Identity and tax residency are verified during onboarding.

Documents you may need

  • Valid national ID or passport
  • Italian residential address and tax details (codice fiscale)
  • A smartphone with the N26 app

Local details

IBAN country
IT
Support language
Italian / English
Local fee note
Free SEPA; codice fiscale required for tax details.

Available plans & features

N26 Standard

€0 / month

Core account and virtual card.

N26 Smart

€4.90 / month

Sub-accounts and insights.

N26 You

€9.90 / month

Travel insurance and worldwide withdrawals.

N26 Metal

€16.90 / month

Premium metal card and perks.

Pricing may change over time. Always confirm current fees on the official N26 website.

How to open an account

  1. 1.Open the N26 app or website.
  2. 2.Complete the registration form.
  3. 3.Verify your identity using your ID and video verification.
  4. 4.Get your IBAN and virtual card; your physical card arrives by post.

FAQ

Is N26 available in Italy?

Yes, N26 offers accounts to residents of Italy.

Do I get an Italian IBAN?

Yes, accounts for Italian residents come with an Italian IBAN.

Do I need a codice fiscale?

Italian tax details are required during sign-up.

Was this guide useful?