N26 France

Available · French / English

Last reviewed: October 26, 2026

N26 is available to residents of France, offering a mobile bank account with a French IBAN and a Mastercard debit card.

Independent guide — not affiliated with, or endorsed by, N26.

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Who can open an account

Adults (18+) living in France with a valid ID/passport and a smartphone. Identity and tax residency are verified during onboarding.

Documents you may need

  • Valid national ID or passport
  • French residential address and tax details
  • A smartphone with the N26 app

Local details

IBAN country
FR
Support language
French / English
Local fee note
Free SEPA; card availability may vary for French residents.

Available plans & features

N26 Standard

€0 / month

Core account and virtual card.

N26 Smart

€4.90 / month

Sub-accounts and insights.

N26 You

€9.90 / month

Travel insurance and worldwide withdrawals.

N26 Metal

€16.90 / month

Premium metal card and perks.

Pricing may change over time. Always confirm current fees on the official N26 website.

How to open an account

  1. 1.Open the N26 app or website.
  2. 2.Complete the registration form.
  3. 3.Verify your identity using your ID and video verification.
  4. 4.Get your IBAN and virtual card; your physical card arrives by post.

FAQ

Is N26 available in France?

Yes, N26 offers accounts to residents of France.

Do I get a French IBAN?

Yes, accounts for French residents come with a French IBAN.

Which card do I get?

N26 issues a Mastercard debit card linked to your account.

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