N26 Austria
Available · German / English
Last reviewed: October 26, 2026
N26 is available to residents of Austria, offering a mobile bank account with an Austrian IBAN and a Mastercard debit card.
Independent guide — not affiliated with, or endorsed by, N26.
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Who can open an account
Adults (18+) living in Austria with a valid ID/passport and a smartphone. Identity and tax residency are verified during onboarding.
Documents you may need
- Valid ID or passport
- Austrian residential address and tax details
- A smartphone with the N26 app
Local details
- IBAN country
- AT
- Support language
- German / English
- Local fee note
- Free SEPA; ATM fees depend on plan.
Available plans & features
N26 Standard
€0 / month
Core account and virtual card.
N26 Smart
€4.90 / month
Sub-accounts and insights.
N26 You
€9.90 / month
Travel insurance and worldwide withdrawals.
N26 Metal
€16.90 / month
Premium metal card and perks.
Pricing may change over time. Always confirm current fees on the official N26 website.
How to open an account
- 1.Open the N26 app or website.
- 2.Complete the registration form.
- 3.Verify your identity using your ID and video verification.
- 4.Get your IBAN and virtual card; your physical card arrives by post.
FAQ
Is N26 available in Austria?
Yes, N26 offers accounts to residents of Austria.
Do I get an Austrian IBAN?
Yes, accounts for Austrian residents come with an Austrian IBAN.